1. iBridge Operator's Commitment to Confidentiality
1.1. iBridge (hereinafter referred to as the "Operator") is committed to maintaining the confidentiality of its clients.
1.2. This Policy applies to all information that the Operator may obtain about visitors to the website https://iBridge.com.
2. Key Terms Used in the Policy
2.1. Automated processing of personal data - processing personal data using computer technology.
2.2. Blocking of personal data - temporary cessation of personal data processing (except in cases where processing is necessary to clarify personal data).
2.3. Website - a collection of graphic and informational materials, as well as computer programs and databases, providing access to them on the Internet at the network address https://iBridge.com.
2.4. Information system of personal data - a set of personal data contained in databases, ensuring their processing by information technologies and technical means.
2.5. Depersonalization of personal data - actions that make it impossible to determine the belonging of personal data to a specific User or another subject of personal data without using additional information.
2.6. Processing of personal data - any action (operation) or a set of actions (operations) performed with personal data using automation tools or without using such tools with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data.
2.7. Operator - a state body, municipal body, legal or natural person, independently or jointly with other persons, organizing and (or) carrying out the processing of personal data, as well as determining the purposes of processing personal data, the composition of personal data subject to processing, actions (operations) performed with personal data.
2.8. Personal data - any information directly or indirectly related to a specific or determined User of the website https://iBridge.com.
2.9. Personal data permitted by the subject of personal data for distribution - personal data to which an unlimited circle of persons has access, provided by the subject of personal data by giving consent to the processing of personal data permitted by the subject of personal data for distribution in the manner provided by the Personal Data Law (hereinafter - personal data permitted for distribution).
2.10. User - any visitor to the website https://iBridge.com.
2.11. Provision of personal data - actions aimed at disclosing personal data to a specific person or a specific circle of persons.
2.12. Distribution of personal data - any actions aimed at disclosing personal data to an indefinite circle of persons (transfer of personal data) or making personal data accessible to an unlimited number of persons, including the disclosure of personal data in the media, placement on information and telecommunication networks or providing access to personal data in any other way.
2.13. Cross-border transfer of personal data - the transfer of personal data to the territory of a foreign state to the authority of a foreign state, foreign individual, or foreign legal entity.
2.14. Destruction of personal data - any actions as a result of which personal data are destroyed irreversibly with the impossibility of further restoring the content of personal data in the information system of personal data and (or) personal data carriers are destroyed.

3. Operator's Key Rights and Responsibilities

3.1. The Operator has the right to:

• Obtain accurate information and/or documents containing personal data from the data subject.
• Continue processing personal data without the consent of the data subject in case of withdrawal of the data subject's consent, provided there are grounds specified in the Personal Data Law.
• Independently determine the scope and list of measures necessary and sufficient to ensure compliance with the obligations stipulated by the Personal Data Law and regulatory legal acts adopted in accordance with it, unless otherwise provided by the Personal Data Law or other constitutional laws.

3.2. The Operator is obliged to:

• Provide the data subject, upon request, with information regarding the processing of their personal data.
• Organize the processing of personal data in accordance with the current legislation of the Republic of Kazakhstan.
• Respond to requests and inquiries from data subjects and their legal representatives in accordance with the requirements of the Personal Data Law.
• Provide the necessary information to the authorized body for the protection of the rights of data subjects upon request of this body within 30 days from the date of receiving such request.
• Publish or otherwise ensure unrestricted access to this Policy regarding the processing of personal data.
• Take legal, organizational, and technical measures to protect personal data from unauthorized or accidental access, destruction, alteration, blocking, copying, provision, distribution of personal data, as well as other unlawful actions with personal data.
• Terminate the transfer (distribution, provision, access) of personal data, cease processing, and destroy personal data in the manner and cases provided by the Personal Data Law.
• Fulfill other obligations stipulated by the Personal Data Law.

4. Key Rights and Responsibilities of Data Subjects
4.1. Data subjects have the right to:

• Receive information about the processing of their personal data, except in cases provided by constitutional laws. Information is provided to the data subject by the Operator in an accessible form and should not contain personal data related to other data subjects, except in cases where there are legal grounds for the disclosure of such personal data. The list of information and the procedure for obtaining it are established by the Personal Data Law.
• Demand from the Operator clarification of their personal data, their blocking, or destruction if the personal data are incomplete, outdated, inaccurate, illegally obtained, or unnecessary for the stated purpose of processing. Data subjects also have the right to take legal measures to protect their rights.
• Make a precondition for obtaining consent for the processing of personal data for marketing purposes.
• Withdraw their consent to the processing of personal data.
• Appeal to the authorized body for the protection of the rights of data subjects or in court in case of unlawful actions or inaction by the Operator in processing their personal data.
• Exercise other rights provided by the legislation of the Republic of Kazakhstan.

4.2. Data subjects are obliged to:

• Provide the Operator with accurate information about themselves.
• Inform the Operator about the clarification (updating, changing) of their personal data.

4.3. Persons who provided the Operator with false information about themselves or information about another data subject without the consent of the latter are responsible in accordance with the legislation of the Republic of Kazakhstan.


5. Operator's Processing of User's Personal Data
5.1. The Operator may process the following personal data of the User:

• Surname, first name, patronymic.
• Phone numbers.
• Additionally, the website collects and processes anonymized data about visitors (including "cookie" files) using internet statistics services (Yandex Metrica and Google Analytics, among others).
• The above-mentioned data are collectively referred to as Personal Data in this Policy.

5.5. The Operator does not process special categories of personal data related to racial or ethnic origin, political views, religious or philosophical beliefs, intimate life.
5.6. The processing of personal data permitted for distribution, from the special categories of personal data specified in part 1 of Article 10 of the Personal Data Law, is allowed if the prohibitions and conditions provided for in Article 10.1 of the Personal Data Law are observed.
5.7. User's consent to the processing of personal data permitted for distribution is separate from other consents for processing their personal data. The conditions specified in, particularly, Article 10.1 of the Personal Data Law are observed. The requirements for the content of such consent are established by the authorized body for the protection of the rights of data subjects.
5.7.1. The User provides the Operator with consent to the processing of personal data permitted for distribution directly.
5.7.2. The Operator is obliged, within three working days from the date of receiving the User's consent, to publish information about the conditions of processing, the presence of prohibitions and conditions for processing personal data permitted for distribution by an unlimited number of persons.
5.7.3. The transfer (distribution, provision, access) of personal data permitted for distribution by the data subject must be terminated at any time upon the request of the data subject. This requirement must include the surname, first name, patronymic (if any), contact information (phone number, email address, or mailing address) of the data subject, as well as a list of personal data, the processing of which must be terminated. The personal data specified in this request may only be processed by the Operator to whom it is addressed.
5.7.4. Consent to the processing of personal data permitted for distribution ceases to be valid from the moment the Operator receives the request specified in paragraph 5.7.3 of this Policy regarding the processing of personal data.
6. Principles of Personal Data Processing
6.1. Personal data processing is carried out on a legal and fair basis.
6.2. Personal data processing is limited to the achievement of specific, predetermined, and legal goals. Processing of personal data that is incompatible with the purposes of collecting personal data is not allowed.
6.3. The combination of databases containing personal data processed for incompatible purposes is not allowed.
6.4. Only personal data that meets the purposes of its processing is subject to processing.
6.5. The content and volume of processed personal data correspond to the stated purposes of processing. Redundancy of processed personal data in relation to the stated purposes of its processing is not allowed.
6.6. When processing personal data, accuracy, sufficiency, and, where necessary, relevance to the purposes of processing personal data are ensured. The Operator takes necessary measures and/or ensures their adoption to delete or clarify incomplete or inaccurate data.
6.7. Storage of personal data is carried out in a form that allows identifying the data subject for no longer than required by the purposes of processing personal data, unless the storage period of personal data is established by constitutional laws, a contract, the party to which, the beneficiary or guarantor under which is the data subject. Processed personal data is destroyed or anonymized upon achieving the purposes of processing or in case of loss of the need to achieve these purposes, unless otherwise provided by constitutional laws.

7. Purposes of Personal Data Processing
7.1. The purpose of processing User's personal data includes:

• Informing the User by sending emails.
• Conclusion, execution, and termination of civil contracts.
• Providing User access to services, information, and/or materials available on the website https://iBridge.com.

7.2. Additionally, the Operator has the right to send the User notifications about new products and services, special offers, and various events. The User can always opt-out of receiving informational messages by sending an email to the Operator at Admissions@ibridge.kz with the subject "Opt-out from notifications about new products and services and special offers."
7.3. Anonymized data of Users collected through internet statistics services are used to gather information about User actions on the website, improve the quality of the site, and its content.
8. Legal Grounds for Personal Data Processing
8.1. The legal grounds for processing personal data by the Operator include:

• Charter documents of the Operator.
• Contracts concluded between the Operator and the data subject.
• Constitutional laws, other regulatory legal acts in the field of personal data protection.
• Consents of Users to the processing of their personal data, including processing of personal data permitted for distribution.

8.2. The Operator processes the User's personal data only if it is filled in and/or submitted by the User independently through special forms on the website https://iBridge.com or sent to the Operator via email. By filling out the relevant forms and/or sending their personal data to the Operator, the User expresses their consent to this Policy.
8.3. The Operator processes anonymized data about the User if it is allowed in the User's browser settings (with the storage of "cookie" files and the use of JavaScript technology).
8.4. The data subject independently decides to provide their personal data and gives consent freely, voluntarily, and in their own interest.


9. Conditions for Personal Data Processing
9.1. Personal data processing is carried out with the consent of the data subject for the processing of their personal data.
9.2. Processing of personal data is necessary to achieve the purposes provided for by an international treaty of the Republic of Kazakhstan or by law, for the implementation of functions, powers, and duties imposed on the operator by the legislation of the Republic of Kazakhstan.
9.3. Processing of personal data is necessary for the administration of justice, the execution of a judicial act, an act of another authority or official subject to enforcement under the legislation of the Republic of Kazakhstan on enforcement proceedings.
9.4. Processing of personal data is necessary for the performance of a contract, where the data subject is a party, beneficiary, or guarantor under the contract, as well as for the conclusion of a contract at the initiative of the data subject or a contract under which the data subject will be a beneficiary or guarantor.
9.5. Processing of personal data is necessary to protect the rights and legitimate interests of the operator or third parties or to achieve socially significant goals, provided that the rights and freedoms of the data subject are not violated.
9.6. Processing includes personal data for which the data subject has provided unrestricted access or at their request (hereinafter - publicly available personal data).
9.7. Processing includes personal data that are subject to publication or mandatory disclosure in accordance with constitutional law.
10. Procedure for the Collection, Storage, Transfer, and Other Processing of Personal Data
The security of personal data processed by the Operator is ensured by implementing legal, organizational, and technical measures necessary to fully comply with the requirements of the current legislation in the field of personal data protection.
10.1. The Operator ensures the safety of personal data and takes all possible measures to prevent unauthorized access to personal data.
10.2. The User's personal data will never, under any circumstances, be transferred to third parties, except in cases related to the fulfillment of the current legislation or in cases where the data subject has given consent to the Operator to transfer data to a third party for the performance of obligations under a civil contract.
10.3. In case of inaccuracies in personal data, the User can update them independently by sending a notification to the Operator's email address Admissions@ibridge.kz with the subject "Updating personal data."
10.4. The processing period for personal data is determined by the achievement of the purposes for which personal data were collected unless a different period is provided by the contract or current legislation.
The User can withdraw their consent to the processing of personal data at any time by sending a notification to the Operator via email to the Operator's email address Admissions@ibridge.kz with the subject "Withdrawal of consent to the processing of personal data."
10.5. All information collected by third-party services, including payment systems, communication means, and other service providers, is stored and processed by these entities (Operators) in accordance with their User Agreement and Privacy Policy. The data subject and/or User must independently and timely familiarize themselves with these documents. The Operator is not responsible for the actions of third parties, including the service providers specified in this section.
10.6. Prohibitions on the transfer (except for providing access) and processing conditions (except for obtaining access) of personal data allowed for distribution by the data subject do not apply in cases of processing personal data in the interests of the state, public, and other public interests defined by the legislation of the Republic of Kazakhstan.
10.7. The Operator ensures the confidentiality of personal data when processing it.
10.8. The Operator stores personal data in a form that allows identifying the data subject for no longer than required by the purposes of processing personal data, unless the storage period for personal data is established by constitutional law, a contract, or a party to which the data subject is a beneficiary or guarantor.
10.9. The termination of personal data processing may be conditioned by the achievement of the purposes of processing personal data, the expiration of the validity period of the data subject's consent, or the withdrawal of consent by the data subject, as well as the detection of unlawful processing of personal data.

11. List of Actions Performed by the Operator with Obtained Personal Data
11.1. The Operator performs the collection, recording, systematization, accumulation, storage, clarification (updating, changing), retrieval, use, transfer (distribution, provision, access), anonymization, blocking, deletion, and destruction of personal data.
11.2. The Operator carries out automated processing of personal data with the receipt and/or transmission of the obtained information via information and telecommunication networks or without them.
12. Cross-Border Transfer of Personal Data
12.1. Before initiating the cross-border transfer of personal data, the Operator must ensure that the foreign state, to the territory of which the transfer of personal data is planned, provides reliable protection of the rights of data subjects.
12.2. Cross-border transfer of personal data to the territories of foreign states that do not meet the above requirements may be carried out only with the written consent of the data subject for the cross-border transfer of their personal data and/or the performance of a contract in which the data subject is a party.
13. Confidentiality of Personal Data
The Operator and other persons who have access to personal data are obliged not to disclose personal data to third parties and not to disseminate personal data without the consent of the data subject, unless otherwise provided by constitutional law.
14. Final Provisions
14.1. The User can obtain any clarifications on matters of interest related to the processing of their personal data by contacting the Operator via email at Admissions@ibridge.kz.
14.2. Any changes to the policy of personal data processing by the Operator will be reflected in this document. The policy is effective indefinitely until replaced by a new version.
14.3. The current version of the Policy is publicly available on the Internet at https://iBridge.ae/

1. General Provisions
1.1. Carefully read the text of the public offer, and if you disagree with any provision of the offer, you are invited to refrain from purchasing the Services provided by the Seller.
1.2. In accordance with Article 395 of the Civil Code of the Republic of Kazakhstan (hereinafter referred to as the CC RK), this document is a public offer, and upon acceptance of the conditions outlined below, the individual who accepts this offer makes payment for the Seller's Goods in accordance with the terms of this Agreement. In accordance with paragraph 3 of Article 396 of the CC RK, the Buyer's payment for the Goods is considered as acceptance of the offer, which is deemed equivalent to the conclusion of the Agreement on the terms set out in the offer.
1.3. In this offer, unless the context requires otherwise, the following terms have the following meanings:

• "Offer" — the Seller's public offer addressed to any individual/legal entity to conclude a sale and purchase agreement (hereinafter the "Agreement") on the existing conditions contained in the Agreement, including all its appendices.
• "Seller" — the company offering the Service, presented on the website iBridge.com.
• "Buyer" — an individual or legal entity that has entered into an Agreement with the Seller on the terms contained in the Agreement.
• "Acceptance" — the complete and unconditional acceptance by the Buyer of the terms of the Agreement.
• "Service" — a list of services presented on the iBridge.com website.
• "Order" — positions from the assortment of Services specified by the Buyer when placing an order on the iBridge.com website.
• "Website" — a set of electronic documents (files) of the Seller available on the Internet at the address iBridge.com.

2. Subject of the Agreement
2.1. The Seller sells the Service in accordance with the current price list published on the Seller's website, and the Buyer makes payment and accepts the Service in accordance with the terms of this Agreement.
2.2. This Agreement and all its appendices are official documents of the Seller and an integral part of the Offer.

3. Placement of the Order
3.1. The Buyer places an Order for the Service through the iBridge.com website.
3.2. When registering (placing) an Order on the Seller's website, the Buyer undertakes to provide registration information about themselves.
3.3. The Buyer accepts the terms of this Agreement by entering the relevant data into the registration form on the website. The Buyer has the right to edit their registration information. The Seller undertakes not to disclose the Buyer's registration data, as well as any other information related to the Buyer's personal data, to persons not involved in the Order execution. After confirming the Order for the selected Service, the Buyer provides the necessary information for the provision of the Service.
3.4. The Buyer is responsible for the content and accuracy of the information provided when placing the Order.
3.5. In case the Buyer has questions regarding the provision of the Service, additional information about the process of receiving the Service, before placing an Order, they should seek advice or send a request to the email address.
4. Order Execution Terms
4.1. The period within which the Seller undertakes to start executing the Order is from one to ten business days. The Order execution period may be individually agreed upon with the Buyer in exceptional cases, depending on additional information.
4.2. The cost and terms of fulfilling the Order are clarified by the Buyer on the Seller's website.
4.3. In case the Buyer provides inaccurate information about their contact details or the composition of the Order, the Seller is not responsible for improper execution of the Order.
5. Order Payment
5.1. Payment for the completed Order, at the Buyer's choice, can be made:

• by transferring funds to the Seller's bank account;
• by the Buyer transferring funds online through the electronic payment system using the following payment methods:credit cards (VISA, EuroCard/MasterCard);

5.2. Prices for any Services specified on the website may be changed by the Seller unilaterally without notifying the Buyer.
5.3. The price for any Service reflects only the cost of the Service without taking into account additional expenses.
5.4. Payment by the Buyer for the Order placed on the website means agreement with the terms of this Agreement. The day of payment for the Order is the date of concluding the Agreement of the offer between the Seller and the Buyer.
6. Termination of the Agreement
6.1. In case of termination of the Agreement at the initiative of the Buyer (due to circumstances beyond the control of the Seller), the refund amount is 50% of the remaining amount for the Service payment in the current month.
7. Other Conditions
7.1. By accepting the mandatory terms of this Agreement, the Buyer agrees to the terms of this public offer.
7.2. In accordance with the terms of this public offer Agreement, the Seller has the right to refuse to place an Order for individuals who disagree with the terms of this Agreement.
7.3. The Seller reserves the right to make changes to this Agreement; therefore, the Buyer agrees to regularly monitor changes in the Agreement published on the iBridge.com website.